"I'm afraid not. I live on debit and credit cards these days, I never have cash on me."
"Oh. Are you English?"
"Yes. Yes, I am."
"How's the Queen doing?"
"Well, we weren't on speaking terms when I left, hence why I'm here, so... not the best person to ask."
"My bus is arriving. Have a nice day."
Well, maybe not average, but atypical in terms of the beggars around here. If they can find a common ground with me, they can try to guilt-trip me into giving them more things, apparently.